We Don’t Do “Winter” in Roatan

We heard about all that crazy winter weather you’re having up north. Bomb-cyclone storms and snowfall in Tallahassee…the world has gone crazy! Of course, we don’t notice much of that nonsense while sitting here on the beach in the sun.

The Thing is, We Don’t Do “Winter” in RoatanWinter Season in Roatan

We spend our winters much like we spend our summers: under the palm trees, toes in the sand, sunglasses on. We pour a cold drink and enjoy the sunset. We go snorkeling and scuba diving and deep sea fishing.

In short, “winter” is just a word to us…a reminder for us expats that we never have to worry about shovelling snow or wearing so many layers that our arms stick straight out like a starfish.

We prefer our starfish gracing the sand by the coral reef.

What is This “Winter”?

“Winter” is a term for another place and time – not for those of us living in the tropics.

Here, we get to enjoy the great outdoors all year long! We can sunbathe and bathe in the sea any day we choose, without hiding away in hibernation for half the year.

We don’t waste that kind of time here in Roatan.

We don’t scurry from the front door to the car door across icy pavement; we tap dance across the warm sand until our feet land happily in the calm surf.

We don’t scrape our windshields with frozen fingers; we roll the windows down and let that fresh salty air fill the car.

Is Rainy Season “Winter”?

Here in Roatan, “winter” is just a word. We have rainy season, sure. But that rainy season is most welcome because it keeps our island green and pretty. We welcome the rain for our fruit trees and palm trees, for our hibiscus and our orchids growing everywhere.

Yes, even during the “winter” our island is alive and fresh and filled with color. There simply are no grey, dreary days here in the tropics. Even when the rain comes down in sheets, the island is alive with growth and color.

We don’t experience the silence of cold winter months when animals hide away and empty brittle branches eerily blow in the wind.

Winter in Roatan is filled with sound and life. Birds sing all day long and geckos call to each other by the outdoor patio lights; raindrops tap palm fronds and glide down those graceful green fingers.

We don’t do “winter” in Roatan…not the way you know it. We do winter our own way, filled with natural beauty and the sweet relief of knowing the only white stuff on the ground is soft powdery sand.

If you love northern winters, this island is not for you. But if you find yourself cursing and hating the cold winter months every year…well, you might just find Roatan to be your paradise.

Come escape the cold and join those of us who choose this tropical island lifestyle. We don’t do “winter” here in Roatan. See for yourself how easy life can be without those winter blues!

I’m happy to help you find your dream home here in warm, sunny, tropical paradise. I don’t regret my move here for one second…and I’m confident you’ll love this island, too. Get in touch and let me know your plans

Roatan Hilltop Homesites for Sale

We currently have some fantastic lots for sale on the island that just might intrigue you. I selected 6 Roatan hilltop homesites for sale right now that I think are all amazing deals. Have a look for yourself!

West Bay: 0.26 Acres at $99,000

This ocean view lot is located in West Bay’s Latitude 16, a small development located between Lighthouse Estates and Turtle Crossing.  Enjoy cooling tradewinds, utilities, road, no HOA fees, and amazing access to world-famous West Bay Beach from this easily buildable lot.

White Rock: 0.30 Acres at $139,900

White Rock’s Lot 9C is a beautiful building lot with dramatic panoramic views of the Caribbean Sea and surrounding reef plus the island’s lush verdant hills. The lot is tiered with a gentle slope offering a great building site.  All White Rock residents enjoy an off-site swim/snorkel dock. Interior roads are paved in concrete with underground utilities. Sandy Bay is a very popular residential area; its convenient location offers easy access to the airport, shopping, and main tourist areas and attractions.

Turtle Crossing: 0.34 Acres at $149,000

This beautiful tree-lined lot with a gentle slope overlooking the ocean is at the top of the Turrets neighborhood in West Bay. Plenty of space to build a nice home with great views of the sea, Cayos Cochinos, and the mainland Honduran mountains. This lot also receives a nice breeze. Great neighborhood for a vacation home, second home, or a rental property. HOA yearly fee of $1125 provides pool maintenance, security, and garden work in the common areas and around homes.

Lawson Rock: 0.80 Acres at $149,000

Stunning ocean views from this hill side Lawson Rock Lot 29. Enjoy all the 5-star amenities that Lawson has to offer: 24 hour security, highly coveted landscaping, community pools, beach access, and much more. Conveniently located only 10 minutes from the tourist activity of West End Village and only 10 minutes from Roatan’s international airport. 

Pristine Bay: 0.19 Acres at $195,000

A rare opportunity to own a homesite in the coveted Phase 1 section of Roatan’s most upscale development: Pristine Bay. Located right on the golf course with beautiful panoramic Caribbean Sea views beyond the vibrant greens. The lot is already fully serviced with a paved road, power, and water. Pristine Bay’s amenities include the world-class Pete Dye 18-hole Black Pearl golf course, restaurants, beach, pools, 24-hour security, and a well-appointed beach club.

West Bay Road: 1.5 Acres at $199,000

This expansive hilltop lot offers breezes and stunning views of the Caribbean Sea and mainland mountains below. Situated at the popular viewing area where cruise ship passengers and tourists stop daily, this 395’ of road frontage is ideal for shops, restaurants, tour agencies, and parking. The terraced lower part of the property, with existing road, contains attractive home sites and sea views, while being surrounded by old growth trees.

You can always explore all Roatan real estate listings here on the Roatan MLS, or head directly to the homesites and lots listings here on my website.

Did any of these hilltop homesites appeal to you? Let me know and let’s arrange a visit so you can see this natural beauty in person.

Roatan Real Estate Terms to Know

Doing business in a foreign country can be confusing. That’s where a local real estate agent steps in to help. Let’s go through some Roatan real estate terms to know so you have an idea of what to expect with your real estate transaction.

Terms are given alternatively in English and in Spanish; most legal matters seen by real estate agents in the Bay Islands are mixed and are loosely translated in private sales agreements.

For general FAQs on Roatan real estate, check out my buyer’s info here, seller’s info here, and Roatan real estate FAQs here.

Roatan Real Estate Terms to KnowRoatan Real Estate

Dominio Pleno: This is the title issued by the municipality to an individual who does not have valid title but has been living on or in possession of the property. The individual must petition the municipality for it and pay 10% of the value of the property. (Some proof of ownership is usually provided).

Public Document: “Escritura Publica” transfers the title before a Notary, in which one party sells, donates, grants, trades, or in any way transfers titles and another party pays and/or accepts the transfer.

Protocolo/Protocol: The continuous book of public documents kept by a Notary during a fiscal year. Sent yearly to the Supreme Court Secretary to be kept as a public record.

Antecedent: The public document from which you receive your current title. This is the public document that enables you to register your title and on which the marginal annotation for transfer of the current title has been written. It’s the chain of title that exists on any given document and must appear on a public document in order for it to be recorded.

Cadastral: The municipal land office that handles the survey and measurement of all property within its delimitated territory.

Certificate Cadastral Map: Survey issued by the land office at municipality on property submitted to registry.

Survey: Map of property, which must accompany documents to registry and can be made by an engineer or by the cadastral office and it usually done by both.

Meets and Bounds: Measurements and boundaries, usually referring to the polygonal data on map or survey as well as indicating neighboring property and owners.

Easements: Right of passage, conduits. Commonly known in Honduran legislation as Servidumbres.

Horizontal property: Special regimen that buildings such as condos and apartments are subjected to. Special document must be prepared to subject property to horizontal property regimen and all covenants and restrictions must be stated as well as managements and common areas and all regulations to which each owner will be subjected.

POA: Power of attorney- Power to represent another individual or company, in Honduras done before a Notary in Escritura Publica, when done overseas, it must be authenticated by a notary and carry an APOSTILLE or be authenticated by a Notary at a Honduran Consulate abroad.

APOSTILLE: Certification issue by one of the subscribing countries of the 1961 Hague Convention that validates a document issued by one of the other subscribing members of said convention. International agreement to validate documents originating in and destined to subscribing countries.

Other Roatan Real Estate Terms to Know

Title Opinion and Title Searches

The age of a document is not a determining factor, only public documents done before a Notary, a Titulo Supletorio petitioned before a court of law or Dominio Pleno issued by a Municipality can be registered.

Transfer of title: Only “Public documents” (any of the above) can be transferred by a public document. You must have a public “Registered” document to transfer the same rights in another public document.

Title search: The registry of documents in Honduras is public, meaning the public (any ordinary citizen) is able to see all documents that have been filed and registered at said office.

The chain of the title is what you will be looking at to determine:

  1. Liens, easements, mortgages. These are of interest to real estate agents, as they determine the value of the land and what other documentation is required to deliver a clean title.
  2. If the title has been transferred from a public document (which was not always the case) or if by Titulo Supletario or Dominio Pleno.
  3. How far back the title goes and how many times the title has legally changed hands.
  4. In the event the lands are owned or were owned by a corporation, who owns the corporation and who is the representative of the corporation.

Different Ways to Transfer a Title

Sale outright: Tradición de Dominio por compra-venta. One party selling, one party buying, sale price is paid.

Sale of share in a corporation that owns property. Transfer is then of the company and not the property, but amounts to the same thing as the partners who own the property change.

Permuta: Trade: Exchanging the property for another of estimated equal value, or for another object.

Dacion de Pago: Property can be given in lieu of payment of a debt.

Donation: The person or entity that owns the property donates it to another, free of charge or in exchange for services or rights retained on said property. Take caution with these transfers, as they are revocable under a special clause called “ingratitude”.

Roatan Real Estate Inheritance Laws

There is a procedure that must be followed prior to the transfer of property. The legal heir must first be declared as such by the court, known as probate if there is a will, intestate if there was no will, in which family is called to succeed by order of familiarity. Your attorney will handle this.

Always check with your own attorney for validity of inheritance – this can be tricky. There have been problems before as the law does not state that all relatives who have a right to succeed when there is no will must declare themselves heirs simultaneously, so the individual claims are registered at different times and property can then be sold off by only one heir.

I realize it can be confusing to do business in a foreign country. I’m here to help facilitate the process easily and seamlessly for you! Contact me with any questions any time.

Ocean Pollution in Roatan

You might have seen the recent photos of ocean pollution in Roatan – they went viral last month. There were articles and videos making the rounds online. And there has been much debate about the problem and possible solutions.

First things first, I want you to know that you won’t look at the sea around Roatan and be faced with a sea of plastic. You will see our typically turquoise water mixed with hues of blue.

But that does not mean there isn’t a very real problem here. Ocean pollution is a massive issue we all face right now – and it’s not just around Roatan.

The photos you might have seen really were taken here in the waters of the Bay Islands of Honduras. That plastic pollution doesn’t go away, it simply shifts around.

You see, the oceans don’t have walls or borders. Everything that makes its way into the sea can then reach the distant shores of islands on the other side of the world.

There is no stopping that movement.

The problem we all face is the amount of trash we humans produce. We have never appropriately addressed the problem of our own pollution. We use plastic and then we may or may not recycle it and much of it ends up in the ocean.

Ocean Pollution in RoatanOcean Pollution in Roatan

Ocean pollution is not just a local problem here in Roatan. Plastic pollution is a global issue that every coastal area bears witness to and suffers through.

But, if you don’t live near the coast, it might be easy to forget how bad the problem truly is right now.

Marine life is dying all around the world because of our ocean pollution. Their stomachs filled with bits of plastic, these creatures are being squeezed out of their own habitats because of human pollution.

The ocean pollution you might have seen in those viral photos is very real.

It is a real problem that will not go away until it is properly addressed.

And, while we would all love to see legislative responses to these problems to create long-term changes in industrial practices, we can do more as individuals right away.

Here in Roatan, that means supporting the efforts of the Roatan Marine Park and the Bay Islands Conservation Association, plus other similar organizations. Participate in beach clean-ups and pick up recent trash during your scuba dives.

Minimize your own impact while on the island, and carry those lessons back home with you. This is not a local issue.

We can also all choose to minimize our own personal usage of plastics, which isn’t as hard as it may seem!

How to Use Less Plastic

If those photos concern you – if you hate seeing our beautiful oceans destroyed by humans – you can start taking action today to make things better for everyone.

Start by using less plastic.

Tell the bartender you don’t need a straw, and then explain why.

Bring your own reusable coffee travel mug on your way to work – you might even get a discount for it!

Don’t use those small plastic stirrers for your coffee and bring your own metal silverware instead of using plastic wrapped plastic cutlery.

If you take an honest look around your own home, you’ll see the volume of plastic inside. Most products we buy include plastic. It’s an unfortunate reality. But we can all try to make better decisions about the amount of plastic we personally use.

Change starts with me, so I’ll be happy to talk to you about the ocean pollution in Roatan and how we can all do our part to make this world a better place for our kids.

I know my son, Quincy, deserves a better environment to play in than a beach with pollution washing ashore. It doesn’t matter where that pollution came from, it matters that we all do something to fix this global problem.

Feel free to contact me if you have questions about those viral photos of ocean pollution in Roatan. I’m always happy to discuss current events here on the island so you know exactly what life is like here before you invest.

 

Life in Roatan: Neighborhoods and Developments

If you’re considering moving overseas, there are so many considerations to take into account in your planning. Let’s cover some of your Roatan FAQs more in-depth. Today, we’re talking life in Roatan: neighborhoods and developments.

Moving to Roatan can be a life-changing experience for you. Slow down, appreciate the beauty of nature, and explore a whole new world in the Caribbean.

But island life isn’t just a one-size-fits-all experience. You might envision a sprawling sea view from your quiet hillside home, while another person might picture a luxurious condo with plenty of amenities for an island-style retirement.

Life in Roatan: Neighborhoods and Developments

Roatan Neighborhoods and Developments

There are many different areas on the island of Roatan that can be broken into neighborhoods and developments for easier recognition.

First, there are two municipalities on the island: Roatan and Santos Guardiola. The municipality of Roatan is the western half of the island from French Harbour to West Bay. The municipality of Santos Guardiola is the eastern half of the island from First Bight to Old Port Royal.

Within each area, you can find more developed and less developed neighborhoods. But, generally speaking, the eastern half of Roatan is much less developed and more rural than the western half.

There are also many planned developments and communities in Roatan that have grown in recent years. Let’s break some of those down, alongside some of the popular neighborhoods for expats.

Popular Roatan Neighborhoods for Expats

Expats tend to look at several popular neighborhoods in Roatan. Primarily, those popular areas are Sandy Bay, West End, West Bay, Pristine Bay, Palmetto Bay Plantation, Keyhole Bay and several neighborhoods on the East End. Those include Parrot Tree Plantation, First Bight,  Punta Blanca, Calabash Bight,  Camp Bay, Calabash Bight and Politilly Bight, among others.

Within the western half of Roatan, you’ll find many neighborhoods with lots of real estate listings appealing to expats.

If you’re looking for houses in Roatan, take a look at Turrets, Turtle Crossing and Lighthouse Estates in West Bay overlooking the point of Roatan. You can also look at some neighborhoods along West Bay Road, including around Tamarind Drive.

Other neighborhoods with plenty of houses include Mangrove Bight and Gibson Bight, Sandy Bay, and the Lawson Rock community, which includes both condos and houses.

You’ll also find plenty of opportunities for condos or apartments throughout the western half of Roatan. There are many options in West End and along West Bay Beach in particular, in addition to the Lawson Rock community in Sandy Bay.

Developments in Roatan for Expats

Expats also tend to love the many planned developments and communities in Roatan. You can choose from the more luxurious options at Pristine Bay, offering a private beach, clubhouse, and the island’s 18-hole championship golf course.

Or enjoy the location of Lawson Rock in Sandy Bay with its appealing rental market offering snowbirds the perfect combination for an investment. These condo units especially frequently rent well as vacation homes, so you can come enjoy paradise for a few months each year, and then allow a property management company to facilitate the rentals throughout the rest of the calendar.

Keyhole Bay, just up the road from West Bay Beach, is another luxury opportunity for a quiet retreat from the crowds. Sunset Villas in West End is an incredibly popular neighborhood offering both residents and visitors walking access to all of the bars, restaurants, and activities of this vibrant community.

Parrot Tree Plantation and Palmetto Bay Plantation offer a variety of home options and are both centrally located for easy access to commercial French Harbour, including the brand new hospital based at Mega Plaza. They both enjoy great convenience while staying far off the main road and the tourist crowds.

There are other neighborhood developments with amenities, like Turtle Crossing and Lighthouse Estates in West Bay, that enjoy community pools and landscaping, in addition to security and utility set-up.

Where Should You Live in Roatan?

Your own situation is unique, so only you can decide what’s best in terms of location. But you should certainly consider several important questions.

Do you need to work or are you retired? If you require work and are seeking employment, you’ll need to consider the availability of jobs in reference to homes.

While Roatan is not a large island, the single main road is narrow and winding and can be very congested when cruise ships are in port. Commuting long distances is not ideal.

If you can work from home, then you probably need to just consider your access to reliable internet. Ask around and test speeds before committing to a lease. If you’re building or buying real estate, you can ask neighbors which company they use.

Then again, maybe you’re coming to Roatan to pursue a new opportunity as an entrepreneur! Take a look at our available commercial land and properties for ideas.

If you want to walk to restaurants, bars, shops, or activities, you should look at developments, or at the far western side of the island.

Living on the East End absolutely requires a vehicle, as the public transport is not as readily available without the high tourist volume the western side receives.

These are all considerations to take into account when choosing neighborhoods and developments in Roatan. The lifestyle you want will determine your search starting point, but you might have to compromise based on your specific circumstances.

Family Life in Roatan

If you’re moving to Roatan with your family, it’s also vitally important to consider everyone’s needs for daily life.

Schools, activities, job opportunities, and access to commercial areas are all considerations you should remember while looking at real estate opportunities.

There are many more schools available – especially bilingual private schools – on the western side of Roatan. French Harbour, Coxen Hole, and Sandy Bay all offer opportunities for expat kids.

There are plenty of activities for kids, too, from sports to arts to all the amazing water-based activities of island life. Check out programs offered by the SOL International Foundation to get an idea of community opportunities.

We’ll delve more into this and other considerations throughout my Life in Roatan series.

Be sure to check out the rest of my blog for more insights into real estate in Roatan, and never hesitate to reach out with any questions!

Land and Homes for Sale in Roatan

This month, I’m highlighting a few homes and a few lots that I think are excellent opportunities right now. All land and homes for sale in Roatan can always be viewed on the Roatan MLS. You can search all listings or limit your search results by selecting specific criteria.

Land for Sale in Roatan

These three lots each offer something special for the right owner. If you’ve been dreaming of building your own island home for a while, there’s no better time than the present to start making those dreams come true.

Roatan MLS 17-413

Barefoot Cay Resort is now offering home sites in the Barefoot Marina Village. This ocean-view lot boasts 0.22 acres framed by palm trees. Enjoy all the incredible amenities of the Barefoot Cay Resort community, including an on-site dive shop, restaurant/bar, gift shop, spa, pools, and some of Roatan’s best snorkeling and dive sites just offshore. This lot is listed at just $119,000.  ROATAN MLS 17-413

 

Located in the very popular West Bay neighborhood of Lighthouse Estates, this 0.24-acre lot offers a gentle slope and beach access, with low HOA fees to cover community costs. With world-famous West Bay Beach just a few minutes’ walk away, this quiet community enjoys convenience without the crowds. Take a look at this lot listed at only $219,777. ROATAN MLS 15-260

 

Roatan MLS 17-41

Adjacent to the popular Lighthouse Estates neighborhood is the equally desirable Turtle Crossing neighborhood. This lot offers its own private keyhole – a rare opportunity for this popular part of the island! This lot is not part of the HOA, but the opportunity to join is available. At 0.46 acres with its own keyhole, this lot will not stay on the market long! Have a look for yourself – it’s listed at only $289,000. ROATAN MLS 17-41

Homes for Sale in Roatan

These three homes for sale each offer you the chance to make island life your dream come true. Take a look at these options all listed under $300,000.

Roatan MLS 17-248

Sonrisa del Sol is a 2-bedroom/2.5-bathroom home in the beautiful area of French Cay. Located right on the water, this home comes with its own boathouse and dock, plus a large storage building that could offer additional profits. A separate studio apartment offers rental opportunities as well. This home is listed at only $259,000. ROATAN MLS 17-248

 

Roatan MLS 17-365

Palmetto Bay B-18 is a Balinese-style villa in the desirable Palmetto Bay Plantation neighborhood. Community amenities offer additional appeal, including a large stretch of beach, beautiful pool, on-site restaurant, and 24-hour security. This 3-bedroom/2-bathroom home is listed at only $269,000. ROATAN MLS 17-365

 

Roatan MLS 17-226

Villa Ana Sea Garden is a 4-bedroom/3-bathroom beauty in a fabulous location. Situated next to the tranquil Carambola Gardens just minutes from vibrant West End Village, this home is ideal for your new island lifestyle. As a duplex with two fully rentable units, you can choose to rent both or live in one while enjoying the income opportunity of renting the other. This perfectly positioned home is listed at just $287,500. ROATAN MLS 17-226

What do you think? Is your dream opportunity listed here? Get in touch and let me know what you’re looking for and let’s see if we can make your island real estate dreams come true.

A Caribbean Island Safe From Hurricanes

The hurricane season has been particularly harsh in 2017. It’s been awful to see the destruction of these storms rolling through the Eastern Caribbean islands and up into the southeastern United States. We are so lucky that Roatan is a Caribbean island safe from hurricanes.

I get this question a lot generally, but especially lately, given all the news surrounding Hurricane Irma and Hurricane Maria. Both were devastating to so many other Caribbean islands.

If you are willing and able, I encourage you to donate to the many amazing organizations working hard to help these islanders recover from the damages.

Given our location, we’re fairly safe from direct hurricane hits here in Roatan. While that doesn’t mean we never get hit or that we never have to worry, we are very lucky and are one of very few Caribbean islands generally safe from the annual hurricane season.

Why is Roatan Safe From Hurricanes?Why is Roatan safe from hurricanes

Roatan is located in the western Caribbean, just off the northern coast of Honduras. This location offers us protection from the main hurricane belt of the Eastern Caribbean.

Typical hurricanes develop and strengthen in the Atlantic Ocean and head west toward the Caribbean islands and the southeastern United States. Occasionally those same hurricanes come as far west and south as the Yucatan Peninsula in Mexico. More often, they hit Florida – well north of Roatan island.

Roatan occasionally gets the outskirts of a hurricane or tropical storm, with some rain and wind causing a little bit of bad weather for us. But, luckily, it is very rare that a hurricane directly hits Roatan.

Our most protective feature, however, is our fringing barrier reef. The Mesoamerican Barrier Reef is the second-largest in the world and protects our island from most damage. We are very lucky in that respect, especially since surge waters are typically the most deadly aspect of a hurricane.

A Caribbean Island Safe From HurricanesA caribbean Island safe from hurricanes Roatan Bay Islands

Roatan is safe from hurricanes on a general basis. The last major direct hit that Honduras suffered was Hurricane Mitch in 1998. Statistically, hurricanes hit Honduras directly once every 25 years or so. That allows us the liberty of breathing easier throughout every hurricane season.

While other Caribbean islands have to worry every summer into autumn, we tend not to notice too many weather changes this far west. The only hurricanes we keep a very close watch for are those forming off the north coast of South America.

When those do form, we are still pretty lucky, as they tend not to come to our island directly.

The mainland can get a harder hit, but then once a hurricane goes over land for an extended period of time, it loses strength and tends to fade.

Is Hurricane Insurance Necessary in Roatan?Is hurricane insurance necessary in Roatan

This is a common question I get as a follow-up to the general hurricane preparedness of our island.

Again, generally speaking, Roatan is a fairly safe Caribbean island in terms of hurricane damage.

However, that doesn’t mean that you should just ignore the potential of a storm hitting our island.

If you’re building a home in Roatan, I always recommend that you work with a local architect and builder to maximize your use of the local environment and to ensure your preparedness for all types of weather. That’s of vital importance

In terms of insurance requirements and recommendations, your home location and building type will determine the types of insurance you might need. Flood insurance is obviously more likely for waterfront homes than for hilltop homes.

General comprehensive plans might include hurricane insurance, but be sure to check for yourself. On a case-by-case basis, you can look into your options and needs.

No insurance is compulsory in Honduras, but it’s a good idea to be prepared and to have your own coverage.

I’m always happy to advise based on your specific situation.

Feel free to reach out anytime to ask me more about life in Roatan. I’m happy to talk real estate, moving to the island, and the logistics of life in paradise.

Moving to a Caribbean Island

Moving to a Caribbean island sounds like a far-fetched idea to some – but to those of us who feel called to the islands, it’s only a matter of time. We love the rhythm of life here, the sunshine, and the salty breeze. Moving to the Caribbean is the best decision for so many of us!

Moving to a Caribbean Island

Moving to a Caribbean island is probably easier than you think! The toughest part is choosing which island to move to…

The island of Roatan is the largest of the Bay Islands of Honduras. With direct flights to the U.S. and Canada, you don’t have to worry about taking those tiny island hopper planes to reach this paradise.

We enjoy a wonderful, eclectic mix of residents in Roatan, with people from all over the world calling this particular island “home.”

If you’ve been thinking about moving to a Caribbean island, moving to Roatan is certainly an easy option. Retirees enjoy a fabulous lifestyle filled with outdoor social activities and a low cost of living.

There are opportunities for entrepreneurs and highly qualified people are always needed to boost the growing industries on this island, especially in tourism, education, and medicine.

Moving to this Caribbean island is an opportunity just waiting to be seized!

Move to Roatan in the CaribbeanBuy Roatan Island Real Estate

Roatan is frequently called the Gem of the Caribbean for its lush green jungle covering the hilly terrain leading to the turquoise Caribbean Sea below.

Powder soft white sandy beaches and dramatic black iron shore (fossilized coral) lines the coastline, with the world’s second-largest barrier reef just off shore – close enough to swim!

Snorkeling and scuba diving have long been popular in Roatan, but outdoor sports of all variety are available for your enjoyment. From kite surfing to paddleboarding, kayaking to beach volleyball, baseball to parasailing…Roatan has something for everyone in this natural playground!

Roatan is also a well-established expat destination, with expats from all around the world moving to this Caribbean island for a better lifestyle by the sea. With a relatively low cost of living and continuous upward growth, Roatan is regularly hailed as a premier destination for both tourists and expats.

Make it Happen

If you’ve been dreaming of moving to a Caribbean island, now is the time. Just do it. You have to make your own dreams come true and there’s no better time than the present!

Yes, there are logistics involved and family to consider and holidays you’ll miss. There are jobs and pensions and investments to worry about. Of course!

But, at the end of the day, if you’re dreaming of living a different life in the tropics, only you can make it happen. Go for it!

What do you think? Are you ready to move to a Caribbean island? I have so many amazing real estate opportunities to share – regardless of your budget. Get in touch and let’s talk about seriously making this happen.

It’s your life. If you want to live it in the tropics on the beach, make it happen!

Roatan Real Estate Information for Buyers

We’ve covered the costs for sellers in Roatan, so now let’s turn to buying. Here’s some Roatan real estate information for buyers so you feel prepared for the journey ahead…the journey that ends with your Caribbean island home dream coming true!

Roatan Real Estate Information for BuyersRoatan Realtor Jorge Chavez on Roatan

The first things to consider when buying real estate overseas are the legal questions. Can you purchase land or real estate as a foreigner? Do you require residency? What legal implications are there?

In Honduras, foreigners are able to purchase up to 3,000 square meters (approximately 0.72 acres) of land within 40 kilometers of the country’s borders or coastlines. That makes it easy in Roatan since you’re never that far from the sea!

If you want to purchase a property that exceeds the size limitation, you will have to form a Honduran corporation in order to do so. It’s not a complicated process and I’m happy to connect you with a reputable attorney to discuss your options.

Obtaining Honduran Residency

When it comes to buying real estate in Roatan, you have a few options to consider with residency. If you intend to reside here full-time, then obtaining your Honduran residency is obviously recommended.

If you are purchasing Roatan real estate for a second home or vacation home, then you might not require residency.

If you hold a Canadian, US, or EU-member country passport, you’re likely to be allowed to visit Honduras on a tourist visa for up to 90 days at a time. You won’t need to apply for the visa in advance; it will simply be issued upon arrival.

If your goal is to buy Roatan real estate to spend your winters here as a snowbird, then you can easily plan to spend three of those cold winter months in paradise instead.

If, however, you want to move here as a primary residence, you should apply for your Honduran residency right away. I’m happy to help you connect with the right local attorney to facilitate that process.

About Roatan Real Estate

Roatan is fairly unique in the region in that we have a Multiple Listing Service (MLS), which allows all potential buyers the chance to peruse all available inventory.

Because of this online real estate search system, you can be in the comfort of your current home while scanning all the options here in paradise. It makes it so much easier for you to find your perfect dream home!

After you find that dream home, and after we’ve negotiated the price with the seller, I will get you an exact closing cost quote from the attorney of your choice.

In Roatan, buyers pay all closing costs and sellers pay capital gains and commissions. Closing costs and any corporation formation costs are all paid at closing.

Once everyone approves the contract, you’ll have up to 10 working days to wire the 10% earnest money deposit to my escrow account. After you wire that earnest money, and as long as the seller meets all contingencies and terms of the contract, if you back out from the sale you will lose your earnest money deposit.

So let’s make sure you definitely want that property!

While you wait for the closing, I’ll assist the attorneys in getting the catastral certification – or the satellite registered plot – as well as an updated survey, the paid tax receipts, title documents, etc., to complete the closing.

At least a week before closing, you’ll need to wire the final funds, including the attorney fees.

The closing is done after the attorney completes the title opinion search, confirming that the land has a valid title with no unanswered questions. If there are any issues on the seller’s side with the paperwork, they must be resolved to the attorney’s satisfaction.

A final important consideration is in regards to estate planning. With your investment undoubtedly being in another country from your relatives and heirs, you’ll want to make sure your legal considerations are all handled.

Roatan Real Estate Financial Information

As a property owner in Honduras, It’s important to note the financial obligations you’ll have. You’ll need an RTN Number (Registro Tributario Nacional or Tax Filing Number) to do any business or legal transactions in Honduras, including the purchase of property.

Again, I’m always available to help to ensure all your legal obligations are met during the buying process.

Another financial obligation is your property taxes, which are quite low here in Honduras. Generally speaking, you can estimate around $4 per $1,000 of property value per year for taxes. That property value is determined by the deeded value cost or the catastral value, whichever is greater. The catastral value is what the municipal declares the property to be worth.

Those property taxes are paid annually in August at the municipal offices in Oakridge or in Coxen Hole. You can get a discount if you pay your property taxes in the first quarter of the year.

Don’t forget about Capital Gains Taxes as you consider your real estate purchase in Roatan!

Another consideration is customs duties, which are typically around 40%, so calculate that into your costs if you wish to ship large items from home.

Finally, financing in Roatan might be different than what you’re used to back home. Roatan banks don’t usually make loans to non-residents, and North American banks don’t usually make loans on foreign properties.

What tends to happen in Roatan is that buyers will take a second mortgage back home, or they’ll buy a property in full in Roatan after the sale of property back home.

Only you can know your financial situation, but I am more than happy to advise based on common practices in Roatan. Feel free to contact me any time.

If you’re ready to invest in your Caribbean island dream home, take a look at available properties on the Roatan MLS, or just get in touch and tell me your wish list. Let’s make that dream a reality!

 

Roatan Real Estate Available Now

I love to highlight some of the best opportunities available on the Roatan MLS – just in case you aren’t checking it religiously like some of us do! I picked out three great home options and three land options for Roatan real estate available now.

Let’s have a look!

1-Bedroom Condo at Parrot Tree: $110,000Roatan Real Estate Condo for sale

Take a look at this affordable beachfront condo in one of Roatan´s most exclusive resorts! A large beach-view studio on the second floor that catches the tropical breezes, also only steps away from the private resort pool.

Completely turnkey – all you need is your bathing suit to enjoy your Caribbean home away from home!

0.61 acres in Lawson Rock: $95,000Roatan Land available

This home site is located in one of the top communities on the island: prestigious Lawson Rock. The home site is ideally located just steps away from the community beach. Large estate-sized at 0.61 acres, this site is located in the development’s first phase.

Lawson Rock is the perfect island location, just 5 minutes away from the airport/shopping and only a short drive to the many restaurants and activities of popular West End.

This lot is ready to build with paved concrete road, underground utilities, and all you would expect in a prestigious community.

3-Bedroom House in Seadancer: $295,000Roatan Home for sale

PRICE DROP! Looking for the perfect beach house? This beautiful island-style home is just steps from the sand. This 2-bedroom/2-bathroom home includes a large porch, pool, and backyard. There is also a 1-bedroom/1-bathroom apartment that is perfect for guest or rentals.

Located in the tranquil community of Seadancer, you’re just minutes away from Coxen Hole with the airport and shopping options, and only 15 minutes from popular West End with all of its fun amenities. 

2-Bedroom Home in Pristine Bay: $450,000Pristine Bay Roatan Villa

Overlooking the turquoise waters of Roatan’s north coast and the greens of the Black Pearl Golf Course is a corner villa with 2 bedrooms and 2 bathrooms.

Both bedrooms and the great room have large sliding glass doors to showcase the view, leading out to the patio with a private infinity swimming pool.

The home comes fully furnished and is ready for immediate occupancy or to be placed in the rental program.

Pristine Bay offers amenities sought by investors looking for upscale Caribbean living. A private beach, an expansive private Beach Club, an enormous infinity pool and kid’s splash park, restaurants, and tennis and golf pro shop are all available.

Golf enthusiasts will enjoy playing the Pete Dye-designed Black Pearl 18-hole championship golf course. Comprehensive property management is available making ownership of Villa 1201 worry-free. 

0.66 acres in Sandy Bay: $86,000Ocean view property in Roatan

This convenient and accessible lot is perfect for those wanting to build a home close to beaches, nightlife, restaurants, and dive shops. Fabulous ocean view, mesmerizing Caribbean sunsets, and a constant breeze make this lot idyllic.

This is an ideal building lot on 0.68 acres with a gentle, sloping hillside. There is a nearby home site with electrical pole and water.

0.17 acres in West Bay: $115,000Roatan West bay property

This site offers excellent value and an amazing location. Just 245 steps to a white sandy community beach and only 480 steps to Roatan´s most visited and preferred beach on the island: West Bay Beach.

Enjoy a variety of entertainment options, view spectacular Caribbean sunsets every evening, swim the crystal clear waters, and snorkel or dive along Roatan’s coral reef.

Beyond the natural beauty and playground of your own neighborhood, West Bay Beach offers many more activities just around the corner.

This 0.17-acre lot features a paved road and underground utilities. For its location and the price, this is a deal that won’t last long!

If any of the Roatan real estate available now intrigues you, get in touch and let’s chat about your options. I’m always happy to answer any questions you may have about buying real estate in Roatan.